Over the last six months, South Louisiana residents and businesses have experienced unprecedented flooding events that exposed many property owners to the difficult process of filing a flood related insurance claim. While some of us learned these painful lessons in the aftermath of Hurricane Katrina and other storms, residents and…
For those of you unfamiliar with insurance-related appraisal process, as an alternative method of resolving insurance disputes, you should note that most insurance policies provide that after an insurance company has had the opportunity to adjust a claim, if there is disagreement, either side may request a form of arbitration…
WIND INSURANCE CLAIMS How do I know if my wind insurance company acted improperly? Under Louisiana Law, the following are unfair or deceptive acts by your insurance company: -To misrepresent the terms of the policy; -To misrepresent the benefits or advantages promised by the policy. -To misrepresent a material fact…
After Hurricane Ike, residents of Galveston and Bolivar Islands discovered they did not have the insurance their agent had told them they purchased. To recover, a claim must be brought against the agent. Defense – Coverage Not Obtainable Sometimes, the defendant in an action against an insurance agent or broker…